The 3-D Secure protocol enables the cardholder to be identified during the purchasing process. The cardholder needs to be connected to the Internet during the identification process. Thus 3-D Secure does not work for call centre or recurring payments.
Visa has implemented the 3-D Secure protocol under the name Verified By Visa, MasterCard under the name SecureCode, JCB under the name J-Secure and American Express under the name SafeKey.
The principle of the integration of DirectLink with 3-D Secure is to initiate a payment in DirectLink mode and end it in e-Commerce mode if a cardholder authentication is requested.
This document describes the integration of the 3-D Secure protocol in DirectLink. For further information on DirectLink or e-Commerce, go to DirectLink or e-Commerce documentation.