Statistics show that German adults own a variety of payment cards, with debit or bank cards being by far the most popular choice. With the high expectations that consumers place on their acceptance, cashless payment by debit cards such as girocard are now standard procedure wherever payment is required.

Debit cards: Payment methods

girocard

girocard

No card is more flexible and more widespread than girocard. Cardholders ap-preciate its high level of acceptance – merchants its 100% payment security. During the purchase, the customer is recognized through their PIN, and the payment is authorized by the card-issuing institution.

EC direct debit

EC direct debit

With low-cost EC direct debit, the cardholder's sig-nature authorizes the mer-chant to debit the purchase amount from the card-holder's account. Due to the chance of default, the mer-chant receives no guarantee of payment.

OLV ®

OLV ®

The online direct debit payment method OLV ® secures card-based debit payments through online synchronization to a dedi-cated credit-risk blocking file. The transaction will be authorized if the card holder is free of charge backs.

OLV ® Acquiring

OLV ® Acquiring

A payment guarantee with direct debit? OLV ® Acquir-ing makes it possible. When a transaction risk is de-tected, the PIN must be en-tered for authorization. The best is: We ensure you re-ceive your money for all OLV ® purchases!

Maestro

Maestro

The acceptance of Maestro cards is important for all merchants who are fre-quently paid with foreign debit cards. The PIN based Maestro payment method is widely used throughout the world. In Europe alone there are more than 7 million points of acceptance.

V PAY

V PAY

Created by Visa Europe, V PAY is a new European debit card with enhanced cross-border functionality. For merchants, the accep-tance of this chip and PIN-based card is simple, inex-pensive and highly secure.

GeldKarte

GeldKarte

Today, most debit cards posses the golden Geld-Karte chip, which can be re-charged and used as an electronic wallet. Whether it be the classic or girogo contactless version: Payment by GeldKarte is safe and uncomplicated.